Secta Flexiplan

Smart. Flexible. Affordable.
Acts like a bank overdraft enabling you to draw funds flexibly within the first 5 years. You only pay interest on the amount you drawdown. After the flexible 5 year period, the balance converts into a standard term loan.


Borrow from £25k to £1m

Flexible drawdown, only pay for the funds you use

Rates starting from 3.95%

Up to 80% loan to property value

Repayment term 5 to 30 years

No early repayment fees

Secta Advance Plan

Smart. Simple. Affordable.
With this product the full amount of the loan is advanced upfront and then you make fixed monthly repayments based on the term you choose.


Borrow from £10k to £1m

Affordable monthy repayments

Rates starting from 3.85%

Up to 100% loan to property value

Repayment term from 5 to 35 years

No early repayment fees (optional)

Unlock the potential of your home

By using your property as security, we can offer you finance with larger loan values, longer repayment terms and lower interest rates than unsecured finance.