Secta exists to provide affordable finance to support homeowners with the big costs of life.

Both the founders spent years putting their children through independent schools and experienced first hand the financial pressures of paying school fees.

Secta’s School Fees plans were established to fulfil a gap in the market and offer parents an affordable way to spread the cost of school fees over many years.

More recently Secta Finance have extended its range of products to enable homeowners to access affordable finance to enhance their lifestyles in other ways to kust school fees.

Traditionally, these products incur extremely high broker fees (5 to 10% of the loan value). Secta has challenged this fee model by charging a flat fee of just £795 to ensure it is both an affordable and attractive option for all homeowners.

As specialist advisors, we needed to ensure we could offer the best range of products for our customers, so providing mortgages alongside our range of secured loans completed the suite of options.

Our advisors will take time to understnad your financial situation and ensure the right product is recommended to meet your needs.

School Fee Finance

Homeowner Loans


Our panel of lenders

Our panel of lenders represent some of the most established financial institutions in the sector, meaning we are able to offer broad range of finance solutions to parents across the length and breadth of the country.

Our mission

Our mission is to innovate and develop new solutions, adapt quickly to opportunity and always be clear and open. This approach is what puts Secta at the head of the market for simple and affordable lending, and means our customers can achieve the standard of living they desire..