FAQs: Secta Advance Plan

The maximum loan under the Secta Advance Plan is £1 million. However, the maximum amount you will be able borrow will depend on your particular circumstances (such as the equity in your home, your household income, and other factors)

Our Advance Plan calculator tool will be able to provide you with an indicative amount. Once you have entered your details into the calculator, it will estimate the maximum lending we can provide to you (assuming you can afford the repayments).

The maximum period for repayment with a Secta Advance Plan is 30 years, but you can choose less than this if you prefer. Generally the longer the repayment period, the lower the repayment amount.

Yes, you can repay your loan partially or in full at any time and there may be a reduction in the amount of interest you have to pay. You will not be charged any early repayment fees.

Yes, Secta Advance Plan allows customers to make overpayments at any time during the term of the agreement.

We are currently unable to offer deferred payment facilities or payment holidays.