Secta Flexiplan

Powered by Selina Finance,this plan works like a bank overdraft, offering flexible lending. Access the funds you need and only pay interest on the amount you drawdown. Repayment terms up to 35 years.

Borrow from £25k to £1m

Flexible drawdown

Competitive rates

Up to 85% LTV

Repayment term 5 to 30 years

Affordable brokers fee*

Secta Advance Plan

We have many lenders on our panel to choose from. With an Advance Plan the full amount of your loan is available upfront. You then make regular, fixed monthly repayments throughout your chosen term (5 to 35 years).

Borrow from £10k to £1m

Monthly repayments

Competitive rates

Up to 100% LTV

Repayment term 5 to 35 years

Affordable brokers fee*

Unlock the potential in your home

By using your property as security, you can access larger loan values, longer repayment periods and lower interest rates than unsecured finance.

It’s a smart way to spread the cost of school fees during the period your family needs financial support the most.

In some cases a remortgage may be more economical than a loan, but we can arrange that for you too. Secta’s specialist mortgage team has access to the full range of rates available to find you the best deal available. .

Affordable brokers fee, 1.6% of the loan value (subject to a min £795 and max £1,495)

Representative example:
A mortgage of £100,000 payable over 25 years on our Standard Variable Rate for the mortgage term of 25 years at the current rate of 3.95% (fixed or variable) would require 300 monthly payments of £533.38. The total amount payable would be £160,014 made up of the loan amount plus interest of £57,524, a brokers fee of £1,495 and a product fee of £995. The overall cost for comparison is 5.31% APRC representative. The above representative example is for illustration purposes only and may vary depending on your personal circumstances. This representative example has been calculated on a Capital & Interest repayment method. The monthly payments, total amount payable and interest charged all reflect this calculation method.