The smart choice

Secta Advance Plan ebables homeowners to spread the cost of larger expenses over up to 35 years.

With an Advance Plans the whole of the loan is advanced upfront and then you make fixed monthly repayments based on the term you choose.

By using your property as security we are able to offer larger loan values, longer repayment terms and lower interest rates than unsecured loans.

How it works

Once your Secta Advance Plan is approved, the whole of the loan is advanced to you upfront

Your monthly repayments will be taken by direct debit.

You have the option to ensure there are no early repayment fees if you would like.

Secta Advance Plan Features

Borrow from £10,000 to £1m

Interest rates from 3.85%

Up to 100% LTV

Terms 5 to 35 years

Fixed or variable rates