A smarter way to borrow money

Homeowner Loans
School Fee Finance
Mortgages
Bridging Loans
Development Finance

Homeowner Loans

There’s an easy way for homeowners to borrow money for the important things in life.

Homeowners can use the equity in their property to secure a flexible and affordable loan to to help with large expenses, consolidate debts or realise a dream.

Borrow £10,000 to £1m

  • Rates from 3.85%
  • Repayment terms from 5 to 35 years
  • Up to 100% LTV
  • Fixed brokers fee, only £795

School Fee Finance

Homeowners can spread the cost of school fees over many years in a flexible & affordable way.

Borrow £10,000 to £1m

  • Rates from 3.85%
  • Repayment terms from 5 to 35 years
  • Up to 100% LTV
  • Fixed brokers fee, only £795

Mortgages

First time buyers, new property purchases, buy-to-let or remortgages.

Secta has access to the entire market and thousands of mortgage products to find you the best possible product and rate.

Bridging Loans

Whatever your short-term finance needs, we've got you covered.

Borrow £50,000 to £100m

  • Repayment terms up to 24 months
  • Up to 75% LTV
  • Market leading rates
  • Residential and commercial loans

Development Finance

We have a wide range of competitive and flexible products that are perfect for property developers.

Secta has access to the entire market, enabling us to provide market leading rates however complex the project.

Borrow £500,000 to £100m

  • LTC up to 95%
  • Up to 75% LTGDV and will fund build costs
  • Market leading rates
  • Repayment terms up to 36 months