How it works

Once your Secta Flexiplan is approved you can drawdown funds immediately.

Drawdown additional funds at any time during the first 5 years. You only pay interest on the funds you actually draw.

Subject to the minimum monthly repayments, you can increase or decrease payments at any time without incurring charges.

After the flexible 5 year period, the balance converts into a standard term loan.

Flexiplan Features

Borrow from £25,000 up
to £1,000,000

Interest rates
from 4.1%

No early repayment

Up to 85% loan to value (LTV)

Terms up to
30 years

Fixed or variable rates

Only pay interest
on the amount you draw